Rural market loans
BNDA is Mali's main financial actor in the agricultural sector. It strives to offer the various actors of the rural sector a global financial solution covering all their short, medium and long-term financing needs.
Short-term loans :
BNDA has a wide range of short-term loans for various activities carried out by farmers' organisations and small and medium-sized agricultural enterprises (SMEs).
Intended for the purchase of fertilisers, seeds, pesticides and herbicides for a maximum period of 15 months.
This loan is intended to provide rural farmers with a cash advance pending harvesting, transplanting of rice plants and paddy harvesting.
Intended to finance the purchase, storage and resale of cereals for a maximum period of 10 months.
Intended for the purchase of equipment (ploughs, hoes) for a maximum period of 10 months.
This loan is intended to finance the purchase of equipment for a maximum loan period of 10 months.
This loan is intended for the purchase of livestock (cattle, sheep) for a maximum loan period of 10 months.
This loan is intended for the purchase of motorbikes, bicycles, televisions, radios, refrigerators and other generators, and sound equipment. The maximum loan duration is 24 months.
Medium-term loans :
We offer a range of products designed to revamp the means of agricultural production.
Intended for the purchase of ploughing oxen with or without multi-cultivators and ploughs for a maximum period of 36 months.
Intended for the replacement of plough oxen, plows, seeders, multi-cultivators and processing equipment, for a maximum period of 36 months.
Intended for the purchase of a simplified tractor, diesel tank, additional equipment (trailers, tool bars) for a period of 36 months to 84 months.
Intended for the purchase of welding equipment for a period of 48 months to 60 months.
Purpose: Purchase of equipment.
Duration : Maximum 4 to 5 years.
Repayment terms : Instalments to be determined according to income periods and from the actual date of release.
Purpose : Acquisition of motorbikes, radios, sound equipment, fencing, metal sheeting.
Duration : Maximum 2 to 4 years.