CSR Policy

Since 2017, BNDA has adopted a Corporate Social Responsibility (CSR) Policy in order to act in favor of environmental and social sustainability. To integrate environmental and social issues into our financing activity, we have set up an Environmental and Social Management System supported by internal procedures. As part of this process, our CSR department carries out environmental and social due diligence on all our SME/SMI/LDC projects, with the aim of identifying and assessing environmental and social risks.

The CRS Policy

Overview of environmental and social procedures.

Mali is highly vulnerable to climatic hazards and the effects of Climate Change (CC), which means there is an urgent need to promote practices that enable adaptation (adaptation) and the reduction of greenhouse gas (GHG) emissions (mitigation). This need is particularly acute in the agricultural and energy sectors.

To this end, BNDA has adopted a climate strategy aimed at financing climate-smart agriculture and renewable energies. Within this framework, it offers its customers the following products:

• Financing the purchase, installation and maintenance of solar kits;
• Financing of energy-efficient equipment: biodigesters, improved cooking equipment, efficient refrigerators, efficient lighting, efficient air conditioning, thermal insulation, construction of bioclimatic buildings;
• Financing of solar equipment: solar pump, solar cold room, PV mini power plant, solar dehydrator, solar water heater, solar cooking equipment, solar mills, solar tiller, etc.
• Production and marketing of improved seeds;
• Production and marketing of organic fertilizers and/or bio-pesticides;
• Project to extend or renovate irrigated perimeters incorporating sustainable water management and environmental protection measures (EIES);
• Rice production project integrating the practice of the System of Intensive Rice Cultivation (SRI) or Improved Rice Cultivation (SRA)
• Crop rotation and diversification project, including technical support if possible;
• Sustainable and resilient livestock project integrating the production and/or use of local fodder crops (animal feed) and the valorization of manure in agriculture (use or sale);
• Beekeeping project (Honey production) ;
• Project for the production, storage, processing and/or marketing of non-timber forest products (shea, baobab, gum arabic, etc.), integrating energy-efficient equipment (reduced wood and fuel consumption) Project for the production, storage, processing and/or marketing of organic or fair-trade certified products,
• Sustainable and resilient agricultural production project (agroecological practices, AIC, agroforestry, etc.) integrating technical support whenever possible.
• And any other project deemed eligible by our CSR department.

Overview of our slimat strategy

BNDA has not materialized gender mainstreaming for the time being. At present, it

• Guarantees access to employment, recruitment, integration and professional development regardless of gender and without discrimination. The BNDA currently employs 527 staff, including 116 women.
• Guaranteed equal salaries for the same categories, with equal salaries for equal categories, regardless of gender;
• Guaranteed number of female bank managers. By 2022, women accounted for 21% of the total;
• Facilitates women's access to financial services and credit by introducing a system of interest rate subsidies for women's groups.
• Supports women's entrepreneurship and projects aimed at boosting women's participation in the economy and the job market. In 2022, BNDA granted over XOF 21,469 million to women.